Parishes are authorized and expected to keep 60 days of cash in local bank or credit union accounts. Parishes are required to deposit and maintain their savings in the archdiocesan Loan Deposit Program (LDP). These funds are held in interest-bearing accounts. Parish investment accounts are restricted to the archdiocesan Endowment Foundation. Parish savings accounts or investment accounts outside the LDP or the archdiocesan Endowment Foundation are not permitted.